Background
LOK (National Ordinance on Games of Chance) live since 24 December 2024. NOOGH replaced. Old sub-licences expired January 2025. CGA replaces master licence holders. Orange transitional seal expired permanently 15 October 2025.
How do you apply for the CGA licence?
CGA application via Curaçao entity. Two-phase review.
How much does the CGA licence cost?
B2C: ~€47,450/year (split: €24,490 National Treasury + €22,960 CGA supervisory). B2B: ~€24,000/year. Application fee €4,592. Indefinite term subject to compliance. B2C2B hybrid model abolished. Local Key Person required first 4 years; 3 from year 5. Tier-IV server in Curaçao required.
How long does the CGA licence take?
Two-phase application (integrity/financial + technical/operational); 8 weeks per phase + 4-week extensions.
What are the ongoing compliance obligations for CGA?
CGA RG and AML regulations. Self-exclusion mechanism. Tier-IV local hosting.
What are the marketing rules under CGA?
Light local rules.
The honest read
The LOK reform brought Curaçao closer to Tier-1 substance requirements while keeping costs lower. Stronger regulator narrative now than during the master/sublicence era. Suited to operators wanting credible offshore with growing payment-processor acceptance.
Considering CGA for your operator?
Operator size, current portfolio, target markets, timeline. WhatsApp the operator profile. Same-day reply with a first read on whether the CGA licence is the right answer or whether something else fits better.
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